SafetyWing is the go-to insurance for digital nomads and for good reason — it’s affordable, flexible, and designed specifically for people without a permanent home base. You can sign up from anywhere in the world, it renews automatically like a subscription, and it covers you even in your home country for up to 30 days every 90 days.

Why nomads love it: Sign up from a café in Bangkok. Cancel anytime. No commitment. The recurring 10% affiliate commission is also one of the best in the industry.

World Nomads covers over 200 adventure activities that most insurers exclude — surfing, scuba diving, skiing, rock climbing. If your nomad lifestyle includes adrenaline, this is your plan. Two tiers available: Standard and Explorer for more extreme activities.

Why nomads love it: Covers the activities that get you hurt. Also covers laptop and camera theft — critical for remote workers.

Cigna Global is full international health insurance — not travel insurance. It covers routine doctor visits, prescriptions, dental, vision, mental health, and maternity, in addition to emergencies. For nomads planning to stay abroad long-term, this is the most comprehensive option.

Why nomads love it: Actual health insurance, not just emergency coverage. Worth it if you have ongoing medical needs or a family.

Genki is a newer German-based insurer that’s quickly become a favorite among European digital nomads. Its Explorer plan covers worldwide travel including the US, includes mental health coverage, and has a clean digital-first experience with fast claims processing.

Why nomads love it: The 15% recurring commission is among the best in travel insurance. Mental health coverage is a standout feature.

IATI Nomads covers medical, trip cancellation, luggage, tech equipment, and civil liability in one comprehensive package. It’s Spanish-based, GDPR-compliant, and especially popular among nomads traveling in Latin America and Europe.

Why nomads love it: Covers your laptop and camera. Civil liability coverage protects you if you accidentally damage property or injure someone.

SafetyWing’s premium tier goes beyond travel insurance into full international health insurance — covering routine checkups, prescriptions, and preventive care. Built for nomads who need year-round comprehensive coverage.

Why nomads love it: Same trusted SafetyWing brand with full health coverage. Same easy subscription model.

Heymondo offers massive medical coverage limits ($10M) at competitive prices. Its standout feature is the in-app medical chat where you can consult a doctor 24/7. Claims are handled entirely through the app — no paperwork.

Why nomads love it: 20% commission is among the highest in this category. App-based everything means zero admin headaches when you’re sick abroad.

Insured Nomads specializes in coverage for remote teams and location-independent companies. It includes security evacuation (not just medical), mental health support, and flexible team plans. Perfect if you manage a remote team.

Why nomads love it: Security evacuation is rare and valuable in unstable regions. Great for nomads working in developing countries.

Not an insurer but a comparison marketplace. VisitorsCoverage lets you compare dozens of travel insurance plans side by side, filtered by your specific needs. Great for nomads who want to find the cheapest option for a specific trip.

Why nomads love it: Find the cheapest plan for any trip in minutes. One link covers all major insurers — great affiliate play.

If you’re applying for a Schengen visa, you need insurance that meets specific EU requirements. AXA Schengen is the most widely accepted plan for visa applications and comes with an official insurance letter for embassies.

Why nomads love it: Solves the Schengen visa insurance requirement instantly. Required reading for nomads spending time in Europe.

IMG Global specializes in international medical insurance for Americans living and working abroad. Its Patriot and Navigator plans offer flexible coverage periods and can include the US as a covered country — rare and valuable for Americans.

Why nomads love it: One of few plans that covers US citizens both abroad AND in the US. Critical for American nomads.

Allianz is the world’s largest travel insurer and offers the most comprehensive trip cancellation coverage available. If you book expensive flights or accommodation, Allianz ensures you get your money back when plans change.

Why nomads love it: Best brand recognition. Trip cancellation for-any-reason upgrade is worth it for expensive bookings.

Faye is the most modern travel insurance experience available — everything from purchase to claims happens in a sleek app. It uses AI to process claims faster than any traditional insurer, with cash payouts directly to your digital wallet.

Why nomads love it: Claims paid in hours, not weeks. The most friction-free insurance experience for tech-savvy nomads.

PassportCard gives you a physical card you use to pay medical bills directly — no out-of-pocket expenses, no claim reimbursement waiting. You swipe the card at any medical facility and the insurer pays instantly. Revolutionary for nomads who hate dealing with reimbursements.

Why nomads love it: Zero upfront medical costs. Walk into any clinic anywhere and pay with your PassportCard like a credit card.

Battleface covers destinations and situations that every other insurer excludes — active conflict zones, political unrest, high-risk regions. If you’re working in places like Ukraine, parts of Africa, or the Middle East, this is your only real option.

Why nomads love it: Covers places no one else will. Essential for journalists, aid workers, and adventurous nomads in frontier destinations.